BOSTON – The U.S. Department of Labor today announced a settlement with Unum Life Insurance Co. of America that requires the Portland, Maine-based insurer to change how it administers its proof of good health requirement — referred to as evidence of insurability — for participants in job-based life insurance plans. The department’s Employee Benefits Security Administration investigated Unum’s administration of life insurance plans covered by the Employee Retirement Income Security Act. EBSA found the company often accepted premiums without verifying if participants were insurable, leaving participants and their beneficiaries to believe they had coverage. Investigators learned Unum often denied benefits claims after a plan participant died,…
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“If we have a Trump or Milei project, few people will lend their support,” theorizes an official from the general management of the Treasury, who was granted anonymity to speak candidly like others interviewed for this article. But, “if it’s a Meloni scenario, some will come out of the woods and help out.” The few senior officials who have rallied the party to the flame, however, are trying to reassure. Former prefect Christophe Bay, RN candidate for the legislative elections in Eure-et-Loir, dismisses the idea of a “spoil system,” in which the arrival of a new power changes the heads of…
Microbiome research to date has been much like the parable of the blind men and the elephant. How much can be said about an elephant by examining just its tail? Researchers have studied what is most readily available – stool rescued from a flush down the toilet – but have been missing the microbial masterminds upstream in the small intestine. Until recently. Likened by some scientists to another human organ, your microbiome is collectively the tens of trillions of microorganisms that live in interconnected populations on and in your body. They serve as miniature sentinels that help protect your body’s…
Campaigner Bill Browder is knighted for his contribution to human rights and anti-corruption Keith Palmer and Andrew Steer are knighted for exceptional contributions to international development several awards recognise British nationals for outstanding voluntary and charitable work overseas Eighty-four people have received awards for their exceptional service to the UK overseas or internationally in His Majesty The King’s Birthday Honours List, including for contributions to British foreign policy and international development, as well as voluntary and charitable work. Bill Browder, Chief Executive Officer of Hermitage Capital Management, and Head of the Global Magnitsky Justice Campaign is appointed a Knight Commander…
The epicenter of ancient mysteries Welcome to our comprehensive travel guide for visiting Stonehenge, a destination known for its unique blend of cultural richness, history, and educational value in Salisbury, United Kingdom of Great Britain and Northern Ireland. Here, you will find detailed insights into what makes Stonehenge such a unique cultural attraction. About Stonehenge isn’t just ancient stones, it is nestled in the scenic Salisbury Plain. It’s a journey through time and culture. The visitor center offers detailed exhibits and a taste of history with its quaint cafe, serving local delicacies. Nearby, the Salisbury area teems with artistic flair—galleries,…
Geneva/ Rwanda, 14 June – One thousand days since the ban by de facto authorities on Afghan girls from attending secondary school, over a million girls are left without access to education. Since the 18 September 2021 ban, more than 40 Afghan girls have moved to Rwanda to continue their schooling since the start of 2023. “The journey of these girls is a beacon of hope, demonstrating that with the right support, education for youth can flourish even during the most challenging circumstances,” says Ash Carl, IOM Chief of Mission in Rwanda. Over one year has passed since…
Meaningful and engaging video games are often those that most successfully immerse us in the story. They allow us to imagine ourselves in other people’s experiences, to relate to and connect with them, and ultimately remind us of our shared humanity. Role-playing games (RPGs) are a particularly powerful way to create those connections. RPGs are a genre of game where the player assumes the role of a character and becomes immersed in that character’s world. The relationship between gaming and empathy is complex, but there is evidence to suggest that role play can elicit meaningful emotions and shape the player’s…
Though Frederick Douglass remains the most well-known abolitionist to visit Ireland in the decades prior to the American Civil War, he was not the only one. As many as 30 Black abolitionists and activists also traveled to Ireland between 1790 and 1860. Olaudah Equiano was one of them. Born in Africa, Equiano was kidnapped when he was about 10 years old. But he later purchased his own freedom, wrote a bestselling autobiography and arrived in Ireland in 1791 as a guest of the United Irishmen, a group of radical nationalists. Another was Sarah Parker Remond, who came to Ireland in…
Across the EU, there are significant differences in the structure of general government gross debt as concerns the initial and remaining maturity of debt, the debt instruments used and the predominant institutional sectors holding the government debt. However, considering the currency denomination of general government gross debt, a more uniform picture emerges. At the end of 2023, for all euro area members, all or almost all (more than 99.5%) of their central government gross debt at face value was denominated in euro. Similarly, for Denmark, Czechia and Sweden, over 90% of their central government gross debt was denominated in their…
RADNOR, PA ‒ The U.S. Department of Labor announced a settlement with the Lincoln National Life Insurance Co. that requires the company to change its evidence of insurability requirement – commonly known as proof of good health –for participants in job-based life insurance plans. The settlement forbids Lincoln from denying a beneficiary’s claim based on the lack of evidence of insurability if premiums have been received for three months or more. The settlement follows an investigation by the department’s Employee Benefits Security Administration that determined Lincoln denied life insurance to participants’ beneficiaries after accepting premiums for months or years without obtaining evidence of insurability from…